shopatunity

IN MEMORIAM U.S. Congress. Memorial Services Held in the House of Representatives and Senate of the United States, Together with Tributes Presented in Eulogy of Claude Denson Pepper, Late a Representative from Florida. 101st Cong., 1st session of 1989. 3/18/1982 Amends the Community Services Block Grant Act (title VI of the Omnibus Budget Reconciliation Act of 1981) to direct the Secretary of Health and Human Services to establish a program under which consumers in at least 70 cities are provided comparison food shopping information from the Consumer Computer Pricewatch System found to save shoppers an average of 28.34% against unaided buying decisions..

OUR ANALYSIS IS 100%

INDEPENDENT & UNBIASED

AND ABSOLUTELY FREE

SUPERMARKET SAVINGS OVERALL SAVINGS HOW COMPUTER WORKS

CLICK PICTURE BELOW FOR SPECIFIC INFORMATIONAL VIDEO ON POTENTIAL BENEFITS TO

TV & RADIO STATIONS AD AGENCIES BRAND MANAGERS ELECTED OFFICIALS

What We Are

The central place for people and organizations to access the Consumer Computer analysis of consumer advertising.
A new model for consumers to utilize technology in finding product true values.
A technology application that identifies products that deliver "More Bang for the Byck."
A source for you to gain access to the system first funded by the US Government in 1981 to provide a level "playing field" for making "wise" buying decisions based on product prices.

What We Do

We deliver an analysis of the same consumer advertising you find in your newspaper circulars but identify price levels rather than respond to the skill of the advertising designers.
We provide like-minded people and organizations with the ability to make buying decisions based upon actual price levels.
Maintain a "super smart" computer system that examines the exact same advertising consumer see in their newspaper circulars and select specific products at the most advantageous prevailing price.

The SHOPATUNITY Vision
We are committed to providing the individual with an unbiased view of product promotion without any input whatsoever from the retailers who provide the advertising encouragement for consumer to make purchases. Over the past 27 years, are goals have not changed.

What Does Being A Free Subscription Mean to You?
It means you get a free weekly analysis in your electronic mail or as a text message on your cellular device that makes you far more able to determine what you wish to spend your hard earned money on than would be the case if you tried to absorb all the pages of circular advertising and try to remember if the price is really better than it was in the recent past.

WE EXAMINE FOOD AND NON-FOOD ADVERTISING TO IDENTIFY BARGAINS

Why we have a food price supermarket retail report

Long term health care costs can potentially be reduced by better nutrition and that can come from following the USDA food pyramid guidelines for a well-rounded meal. Our super smart consumer computer compares supermarket prices and matches them to menu plans so you get "More Bang for the Buck" and a meal using the food groups.

WE EXAMINE NON-FOOD ADVERTISING OFFERS

Why we have a consumer goods retail store report

We track 28,600 promoted retail products at all the major stores throughout Florida so you can be sure that what the ad claims is really a bargain. Stores use experts to create those ads. Our super smart Consumer Computer ignores everything except the price and tells you what is really a SHOPATUNITY.

CLICK TO SEE A TYPICAL REPORT

Free Program to Benefit the Visually Impaired

			Learn More About the SHOPATUNITY Computer analysis system How It Works-How It Finds Bargains

			How To Use The Analysis Learn how easy it is to plan your shopping using the analysis

			For Medical-Related Providers Give absolutely free subscriptions to our weekly SHOPATUNITY reports using the free subscription cards that we provide at no cost to you.

			We Examine 28,600 Non-Food Retail Products And Cover All The Major Retail Stores No matter what you want to buy or what store you want to shop at, our report finds the SHOPATUNITY.

Give Your Employees or Customers SHOPATUNITY For free As A "Perk"
Use the reports to build positive feelings among your employees and customers. Every time they find a SHOPATUNITY they will remember you made it possible.

Sound too good to be true? See for yourself the very next time you are ready to spend your hard-earned dollars while guessing at what the ads say are really a bargain. Get "More Bang for your Buck" every day-every time you shop by using our super smart computer analysis of the same advertising you try to figure out in your Sunday newspaper. Think You Are Smart? Our Computer Is Smarter. Our computer matches the items against history and by each store you want to shop at. It remembers what the price was before and can tell you if today's price really is better.

First funded by the US Government in 1981 to examine advertised prices, the super smart "Consumer Computer Pricewatch System" was (EXACT QUOTE) "found to save shoppers an average of 28.34% against unaided buying decisions when following the Computer."* *THE US GOVERNMENT COMMUNITY SERVICES ADMINISTRATION

Contest Rules
CLICK LOGO TO SEE TYPICAL REPORTS

SIGN UP FOR FREE SUBSCRIPTION TO GET EMAIL REPORTS

Supermarkets Electronics & Computers

Mass Merchandisers Home Improvement

Department Stores Drug & Sundry

Fashion Stores

Furnishings, Linens, & Crafts

Joanne

Office Supplies Auto Supply & Repair

ADVANCE

CLICK TO SEE A CURRENT VIDEO ANALYSIS POSTED ON THE INTERNET

CLICK ON FLORIDA CITIES BELOW FOR ANALYSIS OF ANCHOR STORES AT MAJOR MALLS

ALTAMONTE SPRINGS, BOYTON BEACH, BRADENTON, CRYSTAL RIVER, ESTERO, FORT MEYERS, FT LAUDERDALE, HIALEAH, JACKSONVILLE, JACKSONVILLE ORANGE PARK, JENSEN BEACH, MELBOURNE, MIAMI, NORTH MIAMI, OCALA, ORANGE PARK, ORLANDO, PENSACOLA, PLANTATION, PORT CHARLOTTE, PORT RICHIE, SANFORD, ST PETERSBURG, SUNRISE, VERO BEACH

SIMON 1

North miami

Aventura mall

Macys JC Penny Sears

SIMON 2

Boyton beach

Boytona beach mall

Macys JC Penny Sears, Dillards

SIMON 3

Plantation

Broward mall

Macys JC Penny Sears, Dillards

SIMON 4

Estero

Coconut point mall

Dillards Bed Bath&Beyond Best Buy Office max Petsmart PierOne Worldmarket TJ Maxx

SIMON 5

Pensecola

Cordora Mall

Belk Dillards Best Buy Bed Bath&Beyond World Market Ross

SIMON 6

Crystal River

Crystal River Mall

JC Penny Sears Belk K Mart

SIMON 7

Miami

Dadeland mall

Macys JC Penny

SIMON 8

Bradenton

Desoto square

Macys JC Penny Sears, Dillards

SIMON 9

Fort Meyers

Edison mall

Macys JC Penny Sears, Dillards

SIMON 10

Ocala

Daitway plaza

Office Depot Ross Bed Bath&Beyond

SIMON 11

Port Richie

Gulfview square

Macys JC Penny Sears, Dillards Best Buy Linens&Things

SIMON 12

Orlando

Highland lakes mall

Marshals Bed Bath&Beyond Ross Office Max Burlington

SIMON 13

Vero beach

Indian river commons

Lowes Best Buy Ross, Bed Bath&Beyond, Michaels

SIMON 14

Vero beach

Indian river mall

Macys JC Penny Sears, Dillards

SIMON 15

Melbourne

Melbourne square mall

Macys JC Penny Dillards Circuit City

SIMON 16

Miami

Miami international mall

Macys JC Penny Sears, Dillards

SIMON 17

Orange Park

Orange park mall

JC Penny Sears, Dillards Belk,

SIMON 18

Ocala

Paddock mall

Macys JC Penny Sears Belk,

SIMON 19

Port Charlotte

Port charlotte town center

Macys JC Penny Sears, Dillards

SIMON 20

Sunrise

Sawgrass mills

Bealls, Bed Bath&Beyond Burlington JC Penny Sears Sports Authority Target

SIMON 21

Sanford

Seminole towne center

Macys JC Penny Sears, Dillards Belk

SIMON 22

Jacksonville

St johns town center

Dillards Target Staples Joann Petsmart

SIMON 23

Orlando

Terrace at florida mall

Target

SIMON 24

Miami

The falls

Macys

SIMON 25

Orlando

Florida mall

Macys JC Penny Dillards

SIMON 26

Ft Lauderdale

The galleria

Dillards Macys

SIMON 27

Jensen Beach

Treasure coast square

Macys JC Penny Sears, Dillards Borders

SIMON 28

St Petersburg

Tyrone square mall

Macys JC Penny Dillards Borders

SIMON 29

Pensacola

University mall

JC Penny Sears Belk

SIMON 30

Orlando

Waterford lakes town center

Ross TJ Maxx Bed Bath&Beyond Best Buy Joann Office Max Petsmart Target,

SIMON 31

Altamonte Springs

West town corners

Sports Authority Petsmart Winn Dixie American Signature Furniture Wal Mart

SIMON 32

Hialeah

Westland mall

Macys JC Penny

SIMON 33

Orange Park Jacksonville

Westland plaza

Sports Authority PetSmart Burlington

BY COUNTY-CLICK ON COUNTY CITY IS IN-SEE REPORT FOR COUNTY

Alachua
Baker
Bay
Bradford
Brevard
Broward
Calhoun
Charlotte
Citrus
Clay
Collier
Columbia
DeSoto
Dixie
Duval
Escambia
Flagler
Franklin
Gadsden
Gilchrist
Glades
Gulf
Hamilton
Hardee
Hendry
Hernando
Highlands
Hillsborough
Holmes
Indian River
Jackson
Jefferson
Lafayette
Lake
Lee
Leon
Levy
Liberty
Madison
Manatee
Marion
Martin
Miami-Dade
Monroe
Nassau
Okaloosa
Okeechobee
Orange
Osceola
Palm Beach
Pasco
Pinellas
Polk
Putnam
Santa Rosa
Sarasota
Seminole
St. Johns
St. Lucie
Sumter
Suwannee
Taylor
Union
Volusia
Wakulla
Walton
Washington

TYPICAL REPORT CONTENT

CONSUMER ELECTRONICS ANALYSIS SAMPLE 6/8/08

CONSUMER ELECTRONICS ANALYSIS

THIS IS MIKE SCOTT AT SMART SHOPPER CENTRAL WITH THIS WEEK’S SHOPATUNITY REPORT FROM THE PUBLIC NON PROFIT FLORIDA INSTITUTE OF VIDEO EDUCATION. REMEMBER, THE SUPER SMART CONSUMER COMPUTER SYSTEM COMPARES ONLY PRICES. THE STORE OR BRAND MAY AFFECT YOUR OWN DECISIONS. THE STORE HAVE NOTHING TO SAY ABOUT WHAT WE SAY IS A SHOPATUNITY.

Although Sony’s Wii continues its steamroller effect on the gaming market with its latest exercise accessory, the upcoming Father’s Day gave all stores carrying consumer electronics, video, and digital photography an opportunity to promote. With football still some time away, a good indicator of why giant LCD HDTV units are being promoted was seen in the NASCAR scenes shown on screens at store level. Linking any of the games…and that includes the XBOX with a monster screen was Best Buy’s lead this week. Still using the included set up for your home theater angle, BestBuy used the 40” flat panel from Samsung and the Xbox 360 at just under $200 to lead its circular. There also was a 46 inch Sony linked to a Playstation PS3 with the setup at $3369.98.

The declining economy continued to force down computer memory which has now dropped to just below $60 for 2 GIG while 2 GIG flash drives have also fallen below $20 levels.

Last week, the Consumer Computer flagged GPS units as showing a trend towards a substantial drop in price along with many other consumer electronics. With this item, the “bells & whistles may make the price less important than the features to some buyers who want more than just the map function.

This week a new angle on the GPS units with exclusives availability on special color cases. Best Buy led Garmin’s Nuvi in an exclusive shade of blue at just below $170 for the 300 model which has a list of around $220.

Radio Shack and CompUSA both posted the first under $100 price on a GPS this week with a touchscreen Navman F15 model at Radio Shack tied to a mail in rebate. The regular retail is about $150. CompUSA had the Magellan at that price but it was a refurbish model. Circuit City is still promoting the Garmin widescreen, a 3D screen model at just under $200 and added a buy the Magellan 3250… the nick name on that is the Maestro… and you get the Roadmate 1200 for free. He Maestro is just under $400 and its packed with nifty features like voice recognition, tells you the turns.. and has 6 million destinations.

Just remember, the Consumer Computer only uses the advertised price and ignores the advertising hype. If the model number is shown, the system assumes it is the same.

Here’s where humans get confused and computers do not… there is the nuvi 200 and the Nuvi 200w …2 different models. But if the ad says 200 w then…there should not be any confusion as to which unit is being promoted. . because the Nuvi 200 W is in 2 of the office supply store ads and if you didn’t pay attention to our super smart consumer computer…how would you know where to go to get More Bang for your Buck?

First, Ritz Camera…which has occasional circulars…this week had the Garmin 200 Nuvi at $149.99

Not to be outdone by the stores who specialize in electronics, the office supply stores all featured GPS units. Staples led the Navigon 2100 at $119.99… Office Max and Office Depot both went with the Garmin Nuvi 200w… Office Max at $219,99 and Office Depot at $179.99

Of course, all decisions by you may be swayed by which store is your favorite.

THAT’S IT FOR CONSUMER ELECTRONICS THIS WEEK. GET YOUR ABSOLUTELY FREE SUBSCRIPTION TO THE WEEKLY SHOPATUNITY ANALYSIS REPORT IN YOUR EMAIL BY WRITING FREE SUBSCRIPTION AT SHOPATUNITY.COM

ONE OF TODAY'S LATEST REPORTS

CONSUMER ELECTRONICS ANALYSIS AUG 10-15

IF YOU CAN’T FIGURE OUT WHAT’S REALLY A BARGAIN IN ALL THOSE NEWSPAPER ADS…DON’T WORRY ANY MORE….. OUR SUPER SMART CONSUMER COMPUTER SYSTEM EXCLUSIVELY HERE ON TELEMUNDO WAS PROVEN BY THE US GOVERNMENT TO SAVE SHOPPERS ABOUT 1/3 OF WHAT THEY SPEND… SO LETS SEE WHAT IT SAYS IN THIS WEEKS ADS WILL GIVE YOU MORE BANG FOR YOUR BUCK.

IN THIS REPORT, CELLULAR OFFERS.

THE INTRODUCTION OF PHONES WITH SPECIAL FEATURES CERTAINLY CREATES INTEREST IN UPGRADING FROM WHATEVER YOUR CURRENT PHONE HAS…BUT FOR SOME REASON,…THE OFFERS ARE RARELY THE SAME.

THIS WAS EVIDENT THIS WEEK WHEN TOUCH SCREEN, QUERTY KEYBOARD MODELS CONTINUED TO CREATE A FLURRY OF SALES.

WHEN FACING THE FULL PAGE ADS FROM CELLULAR CARRIERS, MORE OFTEN THAN NOT, THE PHONE OFFERED DOESN’T MATCH EXACTLY WHAT OTHER HAVE. IF YOU HAVEN’T NOTICED THOSE ADS FOR SO CALLED SMART PHONES NEVER SEEM TO HAVE THE SAME MODEL, LOOK AGAIN. AT TODAY’S (SUNDAY) ADS.

THIS WEEK WHEN BOTH AT&T AND VERIZON PROMOTED THE TOUCH SCREEN, QUERTY KEYBOARD BLACKBERRY CURVE, AT&T HAD THE 8310. VERIZON HAD THE 8330, BUT BOTH WERE AT THE EXACT SAME PRICE….$99.99. OF COURSE, IT IS NOT THAT SIMPLE A DECISION IF YOU ARE ALREADY ON A CONTRACT, BECAUSE EACH TIED THE PRICE TO AN ACTIVATION, A PLAN LENGTH, AND LIMIT OF PLAN PRICE, BUT CALLS TO BOTH SHOWED THE $99.99 PRICE ONLY WILL WORK FOR SOME. WHO HAVE THE RIGHT EXISTING RATE PLAN. STILL CONFUSED? THERE’S MORE.

WHILE YOU MIGHT THINK THAT THE MODEL NUMBER ENDING IN “10” CAME BEFORE THE ONE ENDING IN “30”, THAT’S ALSO CONFUSING. THE 8310, ALSO CALLED THE TITANIUM, ACCORDING TO A LOCAL AT&T STORE HAS GPS CAPABILITY AND TO GET ALL THE FEATURES, FIGURE ON AN ADDITIONAL $30 MONTHLY FEE. THE 8320 HAS WI FI, BUT A VERIZON STORE SAID THEY NEVER CARRIED THAT MODEL. THE 8330, THEY CLAIMED, HAS MORE RAM AND IS FASTER.

THE SMART SHOPPER WILL REALLY COMPARE THE FEATURE, ACTIVATION COST AND LENGTH OF CONTRACT, AND OTHER FACTORS BEFORE RESPONDING TO THE FLASHY FULL PAGE ADS TO GET EXACTLY WHAT THE WANT AT THE BEST PRICE.

GET YOUR ABSOLUTELY FREE SUBSCRIPTION IN YOUR EMAIL TO OUR WEEKLY ANALYSIS OF ADS REPORTS. JUST WRITE FREESUBSCRIPTION @ SHOPATUNITY.COM

THAT’S IT FOR CONSUMER ELECTRONICS THIS WEEK. GET YOUR ABSOLUTELY FREE SUBSCRIPTION TO THE WEEKLY SHOPATUNITY ANALYSIS REPORT IN YOUR EMAIL BY WRITING FREE SUBSCRIPTION AT SHOPATUNITY.COM

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PRODUCT PRICE INFORMATION PROVIDED. NOT EVALUATED BY THE CONSUMER COMPUTER PRICEWATCH SYSTEM. PRODUCTS MAY APPEAR IN ANALYSIS IF PRICE COMPARES FAVORABLY

]

ALONG WITH THE INCREASED COST OF GAS AT THE PUMP, AIRLINES HAVE BEGUN TO ADD ALL SORTS OF CHARGES THEY CLAIM OFFSET THEIR RISING JET FUEL COSTS. THE COST OF BAGGAGE HAS BEEN CHOSEN AS ONE WAY TO INCREASE THE TRIP COST BY MOST AIRLINES. SOME HAVE ADDED SEAT SELECTION AND LOCATION AS WELL. TICKET CHANGE FEES, EXTRA LEG ROOM FEES, AND EVEN FEES FOR CHECKING LUGGAGE OVER THE INTERNET HAVE ALSO BEEN POSTED. NONE OF THE AIRLINES, HOWEVER, HAVE POSTED FINANCIAL INFORMATION NOTING HOW MUCH PROFITABILITY OR LACK THEREOF IS RELATED TO THE INCREASED PORTION OF THEIR OPERATING COSTS REPRESENTED BY THE FUEL COSTS COMPARED TO OTHER EXPENSED ITEMS.

THE SUPER SMART CONSUMER COMPUTER HAS COMPARED THESE NEW ADDITIONAL CHARGES AND THOSE FLYING SHOULD CONSIDER THESE ADDED COSTS AS A REAL PART OF THE NEXT TRIP COST.

Air Canada: $25 each way for a second checked bag starting May 15.
AirTran: $10 each way for a second checked bag starting May 15.
Alaska Airlines and Horizon: $15 to book flights through reservation agents or airport sales desk starting May 21.
American Airlines $15 each way for the first checked bag and: $25 each way for a second checked bag starting May 12; $3 for snacks, $5 for "fresh light meals" on domestic flights (sandwiches or wraps, no vegetarian options); eliminated online booking bonus of 500 miles for round-trip first- or business-class tickets, and 250 miles for round-trip coach fares.
Continental: $25 each way for a second checked bag starting May 5.
Delta: $25 each way for a second checked bag starting May 5; airline provides complimentary snacks, but some snacks and meals cost an extra $1 to $8, depending on the item.
JetBlue: $10 for extra legroom, and $20 each way for a second checked bag starting June 1.
Northwest: $25 each way for a second checked bag starting May 5.
Spirit: $10 fee for checked luggage reserved online, and a $20 fee for luggage checked at the airport.
Southwest: $25 each way for a third checked bag, and $50 for the fourth through ninth bags.
United: $25 each way for a second checked bag; $5 for snack boxes, with sandwiches and salads available at varying prices; increased ticket change fee; Saturday night stays are now required for tickets in 65 percent of the markets it serves.
US Airways: $25 each way for a second checked bag; eliminated the 500-mile minimum mileage award granted for short-haul flights; will charge between $5 and $30 each way for aisle and window seats starting May 7, matching other carriers. Starting June 1, elimination of on board snacks for domestic flights.
Virgin America: $25 each way for a second checked bag starting May 15.

THAT’S IT FOR CONSUMER ELECTRONICS THIS WEEK. GET YOUR ABSOLUTELY FREE SUBSCRIPTION TO THE WEEKLY SHOPATUNITY ANALYSIS REPORT IN YOUR EMAIL BY WRITING FREE SUBSCRIPTION AT SHOPATUNITY.COM

Learn More 1
About the SHOPATUNITY Computer analysis system
How It Works-How It Finds Bargains

Computers can easily remember and match information far faster and better than humans. By using the same newspaper advertising and circulars humans find in their Sunday newspaper, the computer easily matches the products and produces a report that shows the price movement up or down. Linking the data from multiple cities also allows the system to show pricing trends either generally or by brand or retail store.

How To Use The Analysis
Learn how easy it is to plan your shopping using the analysis

The basic data base contains file headings for approximately 28,600 non food item categories with additional data headings for a wide range of typical fresh, frozen, packaged, and bulk items carried in grocery outlets. From the collected data in an individual city location, the standard data base for that city is matched against the input items in a temporary data base. That data base is compared to data for specific stores, specific items, and specific price levels for items. Reports containing specific information about a store's items at that time, about that item's availability in a range of stores in that city, and the current price level of that item compared to previous time periods are then made available. Access to that availability can be through subscription to receive a daily report by e-mail, by access to an Internet web site, or delivery to print, radio, TV, and cable media.

The report data is also captured for use in preparing scripts for aired reports which are supplied as a feature to participating media. Additional distribution methods used in the past include public library availability at computer terminals, interactive availability to cable subscribers, availability at information kiosk locations, and printout delivery at food stamp and congregate feeding locations. Radio feature distribution in various formats ranging from 2.5 minutes to half-hour call-in, and TV feature distribution included in nightly news programming, in addition to columns distributed trough newspapers have also been utilized to harness the distributive media's audience.

Both as a means of collecting data and as a promotional activity for participating media, the Consumer Computer Car has been used to visit high-traffic locations. A computer housed in the vehicle allows for presentation of data on TV screens fed by the computer and for operating a printer unit which enables the hand-out of data reports related to that specific location. When utilized in a mall location, this activity is typically linked to placement of notices upon items selected denoting their "better-than-normal" price level.

For Medical-Related Providers
Give absolutely free subscriptions to our weekly SHOPATUNITY reports using the free subscription cards that we provide at no cost to you.

A.D.V.I.C.E. created the Consumer Computer Price watch System as part of the Smart Shopper and Better Buyer Programs administered by the Community Services Administration. The Consumer Computer was identified as one of five projects of national importance by CSA and was the subject of House of Representatives Bill 5902 to provide Consumer Computer access and distribution in 70 major U.S. cities.

The original configuration, developed in cooperation with Computer Sciences Corporation, the Government's prime computer provider, made it possible to input information collected in individual cities and processed centrally to be made available to those serviced by funded agency client service personnel. The original goal of the project was to examine supermarket advertising and match selected products against standardized menu plans from the United Stated Department of Agriculture consisting of items from all the major food groups. This was intended to help reduce the cost of long term health care resulting from poor nutrition.

We Examine 28,600 Non-Food Retail Products And Cover All The Major Retail Stores
No matter what you want to buy or what store you want to shop at, our report finds the SHOPATUNITY

As part of the FY 2007-2008 program profile, an agreement with VistaPrint, a provider of business cards, enables the free availability of cards which allow for an absolutely free annual subscription to the weekly content sent by electronic mail. The distribution of such cards to employees provides them with an additional cost-free benefit from their employers. In addition, a research study of text message delivery of content allows various participating locations to provide customers with report content specifically related to their own promotion. Such programs include the availability of free subscription cards at no cost and customer awareness materials.

DISCLAIMER-Any action or purchase made as the result of viewing the information on this site is governed by this disclaimer. By accessing this site you agree to hold all parties harmless resulting there from, including, but not limited to errors or omissions, and any resulting loss you may incur.

Participating vendors or those whose products or prices are displayed or made reference to are neither sponsors, co-sponsors nor affiliates. All information related to products or prices are the exclusive offer of those who placed them in public view in advertising and are valid only as stated in such advertising. Please see the original advertising to compare our references and base any decision only upon the original advertising as our reproduction of prices are always to be considered as potentially in error. All offers displayed in such advertising are subject to the original terms and conditions of such advertising. Our reference to such advertised products or prices may not fully identify such terms and conditions. We use vendor names, logos and any other vendor material as displayed in such advertising and we disclaim any intent of ownership or approval of such use other than the same rights a reader, viewer, or listener would have when exposed to the original advertising. More complete terms and conditions related to disclaimers are posted on our Internet sites.